Continuation
The bank with Islamic window
can continue to service its conventional customers while expanding its Islamic
financial activities.
That is a clear advantage
of having an Islamic window.
SWOT analysis of fully fledged implementation
STRENGTHS
- No possibility of commingling Islamic and conventional bank funds;
- Dedicated:
o staff
o and resources
for servicing customer needs;
- Increased responsibility and accountability;
- Greater autonomy and a relatively efficient decision-making
process;
- Any parent company crisis is likely to have a minimal impact
on an Islamic subsidiary.
From the research paper of
European Central Bank
(Authors: F.Mauro, P.Caristi, S.Couderc, A.D.Maria, L.Ho,
B.K.Grewal, S.Masciantonio, S. Ongena and S.Zaher)
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