Monday, February 20, 2017

Islamic finance in Europe (34)

Continuation
The author writes:
Islam recognizes the role capital plays in production.
Although the Quran forbids the creation of money by money.
At the same time, it does allow money to be used:
-      for trading tangible assets;
-      and for conducting business which may generate profits.
Loans are permitted:
-      if the interest is linked to the profit or loss obtained from the investment
-      and if the predetermined rate is replaced with a profit commensurate with the result of a real economic activity.
For Islam, it is “profit” rather than “interest”.
That is closer to its sense of ethics and fairness.

From the research paper of European Central Bank

(Authors: F.Mauro, P.Caristi, S.Couderc, A.D.Maria, L.Ho, B.K.Grewal, S.Masciantonio, S. Ongena and S.Zaher)

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