Monday, March 6, 2017

Islamic finance in Europe (39)

Continuation
The profit, in turn, will be divided between the parties on a percentage basis.
The percentage of distribution specified in the contract.
Usually, it is a share of total income (or final profit) and, as such, no fixed sum.
The same operation can also be used for indirect financing.
The agent who has received the capital can conclude a mudarabah contract with a third party.
The third party, in its turn, will then invest that capital in productive activities.
This is called double-tier mudarabah.
Mudarabah contracts are commonly used for:
-      the management of mutual funds;
-      and the structuring of sukuk.

From the research paper of European Central Bank

(Authors: F.Mauro, P.Caristi, S.Couderc, A.D.Maria, L.Ho, B.K.Grewal, S.Masciantonio, S. Ongena and S.Zaher)

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