Monday, March 13, 2017

Islamic finance in Europe (41)

Continuation
The author notes that:
Usually in practice, the use of a musharakah contracts by business subjects are limited.
Because, by nature, musharakah contract is a long-term instrument.
While most of the deposits collected by Islamic banks have a short-term maturity.
Its limited diffusion is also partly due to the lack of support shown by small businesses.
Usually small businesses are reluctant to have external interference in their business management.
Both of these tools are suitable:
o   for financing joint ventures;
o   and also for project financing.

From the research paper of European Central Bank

(Authors: F.Mauro, P.Caristi, S.Couderc, A.D.Maria, L.Ho, B.K.Grewal, S.Masciantonio, S. Ongena and S.Zaher)

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