As for the author, undertaking such activity may require
an intangible sense of business confidence as well as individuals with business
acumen.
Governments may see it as their duty to directly
participate in such investment themselves or otherwise encourage private
investment.
An effective financial market is necessary to facilitate
it.
Accumulating income-generating capital is something like
growing a garden – it needs planting and careful nourishment and maintenance
for it to flourish.
Does Islamic society provide a hospitable environment, or
a desert, for the cultivation of this essential factor of production?
The third factor of production is human resources.
This is not just a matter of population.
People need to be educated and trained in order to make
use of the physical capital, as well as maintain society in a situation of
security and fulfillment.
Education is a form of investment in "human
capital".
This requires not just technical training but a full
range of education serving the enlightenment, service and entertainment of
society.
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